%20(500%20x%20100%20px)%20(1)-BAu4ZwEH.png)
PaySmart Technologies
Transparent Payment Processing & POS Built for Your Business.
Payment processing shouldn't be a costly hassle. We offer transparent, customer-focused merchant services designed to make every transaction easier and more affordable.
Built on the platforms
your business already trusts.
We integrate with the industry's leading POS providers — so you get the right hardware and software for your business, every time.
POS Systems
Mobile Payments
Retail Solutions
Convenience & Grocery
Bars & Venues
POS Systems
Mobile Payments
Retail Solutions
Convenience & Grocery
Bars & Venues
POS Systems
Mobile Payments
Retail Solutions
Convenience & Grocery
Bars & Venues
SkyTab
Restaurant POS
MaterialRetail
Cloud Retail Platform
RetailzPOS
Tobacco & Liquor POS
Petpooja
Enterprise POS
SkyTab
Restaurant POS
MaterialRetail
Cloud Retail Platform
RetailzPOS
Tobacco & Liquor POS
Petpooja
Enterprise POS
SkyTab
Restaurant POS
MaterialRetail
Cloud Retail Platform
RetailzPOS
Tobacco & Liquor POS
Petpooja
Enterprise POS
Why Merchants Switch to PaySmart
Most merchants don't switch because they want to — they switch because their current processor gave them a reason to. Here's what we hear every day.
Locked-in pricing from day one.
Tired of Annual Rate Hikes?
No surprise increases buried in fine print, no "market adjustment" fees.
We help you exit — no penalty.
Stuck in a Long-Term Contract?
We'll review your current agreement and walk you through your options. Many merchants don't realize their contract already auto-renewed.
Call your local rep direct.
Can't Reach Your Processor?
No call centers, no ticket queues. A dedicated rep who picks up the phone and knows your business by name.
Plain-English statements, line by line.
Confused by Your Statement?
Every fee shown clearly — no bundled mystery charges, no vague "miscellaneous" items.
Fair hardware pricing — no lease traps.
Paying for Equipment You Don't Own?
Many merchants are locked into inflated equipment leases they can't cancel. We do it differently.
Next-day funding, standard.
Waiting Days for Your Deposits?
Settled transactions hit your bank account by the next business day — no upgrade fees, no fine print.
How It Works
Switching to PaySmart is easy. Here's what to expect.
Free Consultation
Tell us about your business and current processing setup. We'll review your statements at no cost.
Custom Proposal
We analyze your fees line by line and build a tailored savings plan with transparent pricing.
Seamless Setup
We handle equipment, onboarding, and training — most merchants are up and running in 1–3 days.
Ongoing Support
Your dedicated local rep is always a call away. No call centers, no runaround.
$50M+
Processing Volume
150+
Merchant Partners
< 2 hr
Avg. Response Time
Merchant Services
Our payment processing solutions are designed to be transparent, affordable, and tailored to your business needs.
Credit/Debit Card Processing
In-person, online, and mobile payment solutions to serve your customers wherever they are.
EBT and Fleet Card Acceptance
Support for specialized payment types to serve more customers and grow your business.
Dual Pricing/Cash Discount Programs
Innovative solutions to reduce or eliminate processing fees without raising your prices.
Online Payment Gateways
Secure, reliable online payment processing for e-commerce and virtual businesses.
POS Solutions
We offer a range of point-of-sale systems to fit your specific business needs, industry, and budget.
Modern POS Solutions
Designed for today's business needs
Modern POS Solutions
Designed for today's business needs
Modern POS Solutions
Designed for today's business needs
Modern POS Solutions
Designed for today's business needs
Advanced POS Hardware & Software
Our point-of-sale solutions combine cutting-edge hardware with intuitive software to streamline operations and enhance customer experiences.
User-Friendly Interfaces
Intuitive touchscreen interfaces that minimize training time and maximize efficiency.
Integrated Payments
Seamless payment processing with support for all major credit cards, mobile payments, and contactless options.
Clover
An all-in-one POS system with sleek hardware and customizable software for retail and restaurants.
NRS POS
Purpose-built for convenience stores, liquor stores, and smoke shops with advanced inventory and age-verification.
Figure POS
Cloud-based POS designed for cafes, quick-service, and full-service restaurants with real-time inventory.
SkyTab POS
Restaurant-grade POS with handheld tableside ordering, online ordering integration, and advanced loyalty tools.
Material Retail POS
Tailored for fashion, boutique, and specialty retail with deep inventory tracking and customer management.
Petpooja POS
Feature-rich restaurant management platform with KDS, online ordering, and detailed analytics.
RetailzPOS
Built for tobacco, CBD, and smoke shops with dual pricing, age verification, and EDI invoicing.
SwipeSimple
Mobile point-of-sale solution for businesses on the go or with limited counter space.
Retail POS Built for Your Business
MaterialRetail is a cloud-based all-in-one platform that unifies your in-store and online retail operations — backed by PaySmart's local support and integrated payment processing.
Point of Sale
Fast, intuitive checkout with barcode scanning, multiple tender types, and offline support.
Inventory Management
Real-time stock tracking, automated reorder alerts, and multi-location inventory sync.
E-Commerce
Built-in online store that syncs with your in-store inventory for true omnichannel selling.
Integrated Payments
Accept every payment type with competitive rates, dual pricing support, and daily reconciliation.
Industry Solutions
We customize our payment processing and POS solutions for the unique needs of your industry.
Retail
Streamline checkout, manage inventory, and build customer loyalty with our retail-focused solutions.
- Inventory management with real-time tracking
- Customer relationship management tools
- Multi-channel selling capabilities
Restaurant
Enhance dining experiences with table management, order tracking, and kitchen integration.
- Table management and reservations
- Online ordering integration
- Kitchen display systems
Convenience Store
Speed up checkout and manage inventory with solutions designed for c-stores.
- Age verification tools
- Lottery and tobacco sales management
- Fuel pump integration
Gas Station
Integrated fuel and convenience store management with fleet card support.
- Fuel management system integration
- Fleet card processing
- Convenience store POS functionality
E-commerce
Secure online payment gateways and virtual terminals for digital businesses.
- Shopping cart integrations
- Recurring billing capabilities
- Fraud prevention tools
Service Businesses
Appointment scheduling, customer management, and mobile payment options.
- Appointment scheduling
- Mobile payment options
- Customer relationship tools
Real Results from Real Merchants
See how businesses across Long Island and beyond have transformed their payment operations with PaySmart Technologies.
One conversation. $60,000 back in their pocket.
A merchant was overpaying $5,000/month in inflated markups and junk fees without knowing it. We ran a free statement analysis and showed them exactly where the money was going.
"I had no idea I was bleeding that much money. PaySmart showed me in black and white. That $60K a year is now going back into my business."
Lux Beauty Supply, GA
Multiple stores. Employees stealing. No proof — until now.
A multi-location retailer had no real-time visibility across stores. Inventory was disappearing and he couldn't track it. We set up cloud-based POS with real-time inventory tracking across every location.
"People were stealing from me and I had no way to prove it. PaySmart set up cloud tracking across all my stores. Now I see everything — every item, every sale, every location — from my phone."
Boston Liquor Group, MA
Wednesday call. Saturday opening. Done in 24 hours.
A merchant needed their store open by Saturday with fully reprogrammed equipment. We worked around the clock and had everything operational within 24 hours.
"I called on Wednesday in a panic. By Thursday they had everything ready. My store opened on time that Saturday. I don't know any other processor that would do that."
Retail Store Owner, Southeast
Frequently Asked Questions
Quick answers to the questions we hear most often.
Contact Us
Have questions or ready to get started? Reach out to our team for personalized assistance.
Get in Touch
Contact Information
Phone
(781) 267-1258HQ
26-02 4th StreetLong Island City, NY 11102
Other Office Locations
Los Angeles, CACleveland, OH
Business Hours
- Monday - Friday: 9:00 AM - 6:00 PM
- Saturday: 10:00 AM - 2:00 PM
- Sunday: Closed