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We refuse to make money
from confusion.
PaySmart was built by former store owners tired of hidden fees and unresponsive processors. We built the partner we never had.
Mission: Put SMB merchants back in control with interchange-plus pricing, proactive support, and outcome-based solutions.
Transparency.
We refund overcharges. It's that simple. When you're an ex-store owner, you know the pain of predatory contracts and creeping rates. We swore never to replicate the systems we escaped.
Interchange-plus pricing.
You see exactly what the card networks charge, and our thin, transparent margin on top.
Saved per year for a single client.
To get a brand new store live and processing.
Outcomes over promises.
Lower costs. Fewer chargebacks. Processors shouldn't just be a tollbooth; they should actively improve your bottom line. We fight for your margins because we remember how hard we had to fight for ours.
True partnership.
This is why in 2022 we started PaySmart. We are referral-driven, meaning our growth depends entirely on your satisfaction. Our merchants only leave when they sell their business.
Vision: To be the most trusted payments partner for independent restaurants and convenience stores.